Better together

Via Money Mog you can pool resources with other investors and lend directly to those developers helping them to build houses and helping yourself to grow your funds and reach your goals sooner.

You must be aware that this is an investment, not a savings account. But if you are prepared to take more of a risk, you can earn significantly higher returns than with a savings account (average bank savings account was 1.18% in 2018*) or with a Cash ISA (Average rate Nov 2018: 1.29%**).

Let’s get started

Opening an account with us is easy too, but before you do you’ll need to take a simple test to show that you understand the risks involved. It should only take a few minutes, so c’mon – let’s get started. 

Opening a Money Mog account

It’s really easy and should take just a few minutes, but don’t forget to take our test.

Tax free investing

If you are a UK taxpayer it may make sense to choose the Innovative Finance ISA option so that your interest will be tax-free.

Take the eligibility test

It is a legal requirement that you pass this test to show that you understand the risks involved before we can allow you to invest. It takes just a couple of minutes.

Top up your Money Mog wallet

Set up a monthly standing order for a minimum of £50. If you want to invest more money at any time, go to settings and select the top up function in your customer dashboard.

We diversify your investment

Once your money has been received it will automatically be spread across various property backed loans. You will be able to see the status of all your investments in your investor dashboard.

Interest paid out twice a year

Your interest will be paid out twice a year in April and Oct. We will email you when it has been paid. You can choose to withdraw it or reinvest it (compounding the interest to grow your nest egg quicker). Just select the option in your account settings.

Want to withdraw your funds?

There is a 12-month minimum investment term. After one year, you can withdraw your money on 30 days’ notice subject to our standard terms and conditions.


Capital at risk and rates are not guaranteed. Investments are not covered by the FSCS. Please read our risk warning.