9 Bad Habits You Need to Stop if You Want to Be Happy

Everyone has his or her own little habits and idiosyncrasies. It doesn’t matter who you are, what you do or what you look like, we all have them: good, bad or otherwise! Habits (on a very basic level) can be understood as a repetitive pattern or ritual performed by a person, either knowingly or unknowingly. Yes, that does include not washing your hands when you go to the bathroom.  At Money Mog we believe in living life to its full potential, even if that means compromising with a few everyday sins.

1. Lack of self-belief

We’ve heard it all before. I “don’t know what I want”, “I don’t know how”, “I can’t do it”. As your parents will have no doubt impressed upon you from a young age, there’s no such thing as ‘can’t’, only ‘won’t’ (eating vegetables and studying come to mind). You’re more than likely not giving yourself enough credit for your own capability. Humility really is a great thing but never underestimate your own self-worth. Sometimes it’s easier to just say no and take the path of least resistance. We’re all guilty of it! The thing is, positivity breeds positivity – FACT! Ever heard of the law of attraction? The more you put in the more you will get out. Simple!


2. Stop comparing

In this day and age, this next point couldn’t be any more  relevant. With the ever-growing presence of social media, everyone knows everyone else’s business. If it’s not a long-lost friend buying a new sports car or an ex-colleague getting that next big promotion, there’s always something to rain on your parade. But that’s okay. Good for them! The fact of the matter is you can’t let other people’s successes belittle your own. People achieve certain things at different points in their lives. Sometimes there’s no rhyme or reason, sometimes it’s just down to plain old luck! Of course, you aren’t privy to any of this information, just a doctored image and a manufactured reality. Think of it this way, our Instagram, Facebook, Twitter and LinkedIn feeds only feature our friends’ ‘highlight reels’. You don’t get to see all the failures, hard work and toil in between. With this in mind, take what you see with a pinch of salt and focus on your own journey. In your life, your success and the ones you care about should be your number one priority.


3. Stop keeping up with the Joneses 

This point ties in nicely with our last one. Keeping up with the Joneses is an idiom in the English language, which refers to the comparison of one’s neighbour as a benchmark for their social class or accumulation of material goods. Failing to “keep up with the Joneses” is perceived as demonstrating socio-economic or cultural inferiority! So, if you are spending your time chasing after what your friends or neighbours have and what you don’t have, it will only ever descend into an incessant game of one-upmanship. Not only is this a waste of your valuable time but it’s also an expensive habit to maintain. Instead, focus your time on the people that support you regardless of any perceived material wealth or goods you might have.


4. Stop doing what you think you should do

As Jon Bon Jovi sang in their famous hit: “It’s my life!” And it’s certainly not for the faint-hearted. But don’t live by other people’s standards or expectations. It’s important that you’re comfortable with it and not the other way around. What might work for one person might not work for the next. It’s easy to be torn between the desire to follow your dreams or stay on the safest path. But here’s the thing. The safest path isn’t always the best path. This becomes even more relevant when thinking about your finances.

5. Stop living from paycheck to paycheck

Ever had that gut wrenching feeling in your stomach when you’re down to your last £50 and your paycheck isn’t due until next week? Don’t worry you’re not alone in that boat! Many financial ‘experts’ comment that we should have at least 3 months wages saved up in case of a rainy day. The truth is, these statistics are far off from the reality of the situation and are the exception rather than the norm. If you are short on money, consider monitoring your expenditures and deciding on a plan of action to reduce any unnecessary costs. Try staying in one weekend a month and watching a movie rather than going out and splashing the cash on expensive drinks and meals. How’s that new car treating you? The money you are stumping up to stroke your own ego and keep up with the aforementioned Joneses could most likely be better used elsewhere.


6. Don’t be so hard on yourself

Credit where credit is due , you’re probably doing OK.  Breaking bad habits takes time; it’s not going to be some radical overnight fix.  It’s important to be patient. It’s not going to be easy, but the first step is to look at your spending, identify the bad habits and try and change them one at a time. Whilst it’s important, don’t place too much pressure on yourself. It may seem like a thankless task, but just remember that through hard work and perseverance anything is possible. You may also find it helpful to tell your partner or a close friend what you are trying to achieve, and they will no doubt support your efforts.


7. Don’t over-schedule yourself

How many plates are you spinning at any one time? When thinking about optimising your success, it’s all about prioritising your workload and putting aside things that aren’t contributing to your life in a meaningful way. Give yourself time to well… you know… have time! By giving yourself that little bit of extra time, you’re freed up to do things that bring you happiness or contribute to your professional repertoire in some way.


8. Stop being unrealistic

Sometimes we think that the world owes us a favour, regardless of our own individual circumstances. It’s not necessarily our circumstances that dictate our negative feelings, but more our thoughts on our circumstances. Whilst we can’t change our past and the choices that we have made, we have all the power in the world to change our future. When you are upset about things that you cannot change, you may as well be arguing with a brick wall. Nothing’s going to change.


9. You can’t control everything

Life just doesn’t go to plan, period! Despite our best intentions, you can’t always account for hiccups down the line. Take a moment to reflect on a situation, which failed to turn out as expected. Got it? There may have been an expected outcome you wished for, all for your well laid out plans to crumble before your eyes. The premise here is grounded in the knowledge that you have the final say in lifes unfolding events. Well you don’t!

In his book ‘The Five Things We Cannot Change’ by David Richo, he suggests that we refrain from the notion of assuming control by adopting an alternative view: “We do not let go of control; we let go of the belief we have control.”


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